A month ago, I received the "Your Credit Card Statement is Available On-Line" email. I opened it, and saw that I had a late fee. I checked my old emails, and could not find an email with my bill for the previous month. I looked, and it had been just over 30 days since my last payment.
And then today...
I received another "Your Credit Card Statement is Available On-Line" email. I opened it, and saw that I had a $1.50 "Minimum Interest Charge." The charge was leveled on 10/20, the end of the billing cycle. The card had a zero balance at that time, and was paid in full at the end of the previous billing cycle.
I can not figure it out. I don't want to call and discuss it with Guptar.
I sent an email through their system.
Topic: Disputed Fee/Charge
Comment: Why am I charged a $1.50 Minimum Interest Charge on a balance of $0.00? Please remove the charge, or I will leave you after 20+ years. Your choice.
What do you think they will do?